Directory:I-Modified-It.com
| I-Modified-It.com | |
 | |
| Slogan | Getting out of debt today requires you to give up something today to get something tomorrow. - Jean Chatzay |
|---|---|
| Type | [[Company_Type:=Private|Private]] |
| Founded | [[Year_Started:=2007|2007]] |
| Headquarters | Template:Country data US [[City:=El Dorado Hills|El Dorado Hills]], [[State_Name:=California|California]], [[Country_Name:=United States|USA]] |
| Key people | [[Key_Person1:=Jason Whigham|Jason Whigham]], CEO Jen Ylst, General Manager |
| Industry | [[NAICS_Code1_Title:=Loan Modifications|Loan Modifications]] [[NAICS_Code2_Title:=Loan Modifications|Loan Modifications]] |
| Employees |  11 (2007) |
| Contact | El Dorado Hills, CA 95762-0000 800-548-0037 [http://www.i-modified-it.com I-Modified-It.com website] |
| Reference | NAICS: 32311, 32312 Region: [[Region1:=Orange County|The OC]] Latitude: 35°01'10.59" Longitude: -90°01'30.35" |
The road to a successful loan modification starts by using I-Modified-It.com Process. I-Modified-It.com is the Nation’s leading technology platform for packaging up and presenting your financial and situational information to get a modification. Through this proprietary software, I-Modified-It.com takes into account all of the new criteria and guidelines to help get your loan modified. I-Modified-It.com platform allows the servicers and banks to process the unprecedented number of consumers needing help to resolve their mortgage problems. See some of our loan modification examples.
Loan Modification Products
I-Modified-It Kit
Within this kit holds your key to a step-by-step simple method for performing a successful modification. You will be given a step-by-step checklist, notes for when talking to your lender as well as the questions to ask, a description of all of the loan products, a dictionary, a foreclosure time line, rules on how to talk with the lender, fax cover sheets, and direct numbers to your specific lender's loss mitigation department. Learn more about the I-Modified-It Kit.
Debt Settlement
Debt settlement is a great alternative than filling bankruptcy. I-Modified-It.com is teamed up with Redeemed Debt Solutions and their highly skilled attorneys. They will settle you debt for 20-30¢ on the dollar. This in turn makes for a lower monthly payment while paying off your balances at a rapid pace. Loan modifications and debt settlement work hand in hand, in the fact that you are taking care of your financial obligations. This may lower your debt to income ratio (DTI). Rather than spinning your wheels by making the minimum payments, let our attorneys fight for you by settling your debts.
Products
Loan Modification Tools
This loan modification kit has been made with you in mind. It is intended to help relieve the stress and fear of the unknown. It is low cost to assist you in working your way upwards. We elicted the help of others in the industry, as well as attorneys, realtors, and mortgage brokers. It is YOUR Do-It-Yourself tool.
We understand this is an unknown process, but please understand it is DOABLE! You can have some control over your financial situation...you can and will come through this process with more power and with your own self-esteem intact.
So why hesitate? Make the best decision you possibly can by purchasing our kit for only $29.95 and get started today.
The Kit Includes:
- Check list
- Valuable Notes
- Questions to Ask
- Complete Product Listing
- Loan Mod Dictionary
- Forclosure Timeline
- Rules about Lenders
- Communication Templates
- Direct Lender Numbers
Loan Modification Services
- We charge $1,995.00 followed by a full money-back guarantee. The first step that I-Modified-It takes is to perform a full analysis to see what the homeowner qualifies for under the Home Affordability and Stability Plan. (Obama’s Programs) If you do not qualify under one of Obama’s programs we will then qualify you under one of the banks internal modifications.
- I-Modified-It will give the borrower(s) a proposal showing what the homeowner qualifies (first and second lien holders) for and what your negotiator will be sending to the bank. Once we show the homeowner the proposal the negotiator will then submit it to your bank (first and second lien holders) At this time your lender will have received a FULL packet to complete a loan modification. Once the lender receives all of the needed information you will be assigned an internal negotiator with your bank(s). This is who your I-Modified-It negotiator will be communicating with along until the loan modification is completed.
- Your I-Modified-It negotiator will be giving you weekly status updates on to what has transpired on your case for that week. This will take place week in and week out until a successful loan modification has been achieved. In some cases your file will be in the same position depending on what the lender has done; nevertheless you will still receive a status update on your file.
- Once a month you will need to send in updated pay stubs, bank statements, and a utility bill. Our team of professional negotiators at I-Modified-It always keeps the most current information sent to your lender(s). This is one of the key components to a successful and timely loan modification.
- A message will be sent to your email informing you that there is a new status update. At this time you will log in to your account at www.i-modified-it.com and you will see what the new status is. Also this will inform you of any needed information that your I-Modified-It is requesting.
- Once your loan has been modified you will receive a FedEx/USPS/Certified Mail with your loan modification. At this time you will need to call your Redeemed Debt Solutions, Inc. negotiator as these binding documents is time sensitive. They will be able to walk you through the specific terms that are in your loan modification. With the finalized modification new information will need to be provided to the lender. Please note: The financials that are on the modification need to match the financials that your I-Modified-It negotiator submitted for you. So you will need to contact your negotiator right away. If the numbers do not match then the loan modification will not go through, being that the financial situation has changed.
- These are the steps that I-Modified-It takes when performing a successful loan modification in these rambunctious times. We are highly trained professionals that have been doing loss mitigation for over 14 years. We are in business for the homeowners not the banks.
Testimonials
"I was considered the typical Californian homeowner with a terrible adjustable rate mortgage, and a few months ago it had adjust on me. My house was previously paid off and I bought a piece off property and took the loan against my house. I was in the car industry and business had slowed down tremendously. I had a kid in college and had a dependent elderly father that I was supporting. When the market started going bad so did all of my investments in the stock market. When a friend referred me to i-modified-it.com I was able to get back on track with my payments and have a more stress free life. My interest rate went from 7.5% to a 3.5% fixed for forty years."
Willy Y. – Ione, California
"I am the typical guy that researches everything. I have bought kit after kit after kit and there is only a handful of them. In the kits that I previously bought, there was no information on how to truly modify your loan in today’s rare economic times. I felt as if I was all along and that there was really no way to modify your own loan. www.i-modified-it.com was the last kit I would purchase before I was going to pay a mortgage broker to modify my loan (hopefully). With the unbelievable layout that they have put together for me I was actually a hero to my family. I saved my own home! You guys are true pros, and I hope that more people will be able to experience what my family and I were able to take advantage of in these crazy times! You guys are my hero!"
Patrick M. – Florida
"I was going round and round with my lender pleading for help. When I got no where I decided to purchase the kit from www.i-modified-it.com. This kit helped me realize how I should go about talking with my lender and to clearly see how the lender was looking at my situation. I was able to gain my composure and enter into the MAP Program (Making Home Affordable). My payments went from $3,515.00 not escrowed to $2,590.30 escrowed. My lender not only forgave my past due balance but they gave me a principle balance reduction of 20%. My loan balance before my modification was $597,759.77 down to $478,207.82. When I received my modification through certified mail it was foreign to me. I was able to email my documents to i-modified-it.com and they explained all of the details to me. Thanks i-modified-it.com, I am a RN and could even do it, could not have done this without your help. Thanks guys!"
Gina C. – Elk Grove, California
"Iexhausted all of my credit cards to make my monthly mortgage payment. Thank God I found I-Modified-It.com not like the other kits that I had purchased and tried. I-Modified-It.com laid out a step by step process for me to use as a tool and training guide so I could modify my own loan. I was too much in debt and could not afford the $3,500 to pay an attorney to help me and there was no guarantee at that. Thanks I-Modified-It.com for helping me save the house that my parents willed to me 9 years ago."
Troy H. - Springville, Utah
Contact Us Today
800-548-0037 - Toll Free
888-777-2604 - Fax
www.I-Modified-It.com
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References
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