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Ditech was founded in 1995 to address the needs of customers for faster, easier access to mortgage loans and to refinance. With the traditional mortgage broker model proving a bit slow and cumbersome for customers in a faster-paced, technology-driven world, Ditech enabled borrowers to obtain mortgages directly from a mortgage lender rather than relying on an intermediary such as a broker. Providing this "direct" access through "technology" was how Ditech was born.