MyWikiBiz, Author Your Legacy — Wednesday December 10, 2025
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, 11:28, 13 November 2009
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| | Statistics show that drivers aged over 70 are 13% more likely to make a claim on their car insurance than drivers aged in their 40s or 50s. Because of this, motor insurance[http://www.swiftcover.com/carinsurance/] premiums will increase for over 70s and some companies will not insure drivers aged over 80. | | Statistics show that drivers aged over 70 are 13% more likely to make a claim on their car insurance than drivers aged in their 40s or 50s. Because of this, motor insurance[http://www.swiftcover.com/carinsurance/] premiums will increase for over 70s and some companies will not insure drivers aged over 80. |
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| − | Heavy traffic and our ever changing network of roads can become a confusing environment for elderly and OAP drivers. Senior drivers should take extra care to avoid small accidents and protect their valuable no claims bonus. | + | Heavy traffic and our ever changing network of roads can become a confusing environment for elderly and OAP drivers. Senior drivers should take extra care to avoid small accidents and protect their valuable no claims bonus. |
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| | + | == How Car Insurance is Calculated == |
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| | + | The amount older drivers pay for car insurance is determined by a number of factors which include: |
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| | + | * Who will drive the car |
| | + | * The type of car you will be driving |
| | + | * Where the car is kept |
| | + | * What the car will be used for |
| | + | * The type of cover you need |
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| | + | All of these factors are used to calculate your risk as an over 50 driver. |