Changes

It is the law to have car insurance cover - it protects you and other drivers on the roads.  Insurance companies work out the chances and costs associated with any risk that they cover. These calculations give a 'premium' for each individual customer based on the likelihood that they will make a claim. If the claims happen, the insurance company pays out the amount of money they agreed to pay when they issued the insurance policy.  

It is the law to have car insurance cover - it protects you and other drivers on the roads.  Insurance companies work out the chances and costs associated with any risk that they cover. These calculations give a 'premium' for each individual customer based on the likelihood that they will make a claim. If the claims happen, the insurance company pays out the amount of money they agreed to pay when they issued the insurance policy.  

 

Make sure you read your car insurance policy carefully to check that it provides the cover you need and note any significant exclusion. Ensure that the policy is right for you and that you understand what is and is not covered. If you make a claim that is not covered or is excluded by your insurance, your insurer won't be able to pay your claim or refund your premiums.  

Make sure you read your car insurance policy carefully to check that it provides the cover you need and note any significant exclusion. Ensure that the policy is right for you and that you understand what is and is not covered. If you make a claim that is not covered or is excluded by your insurance, your insurer won't be able to pay your claim or refund your premiums.  

'''Types of Cover'''

'''Types of Cover'''

There are four types of motor insurance policies, namely:

There are four types of [http://www.swiftcover.com/carinsurance/ motor insurance} policies, namely:

     * Third Party Only (TPO)

     * Third Party Only (TPO)