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[http://www.redeemeddebtsolutions.com/index.html Redeemed Debt Solutions, Inc] is a member of T.A.S.C. which governs the entire debt settlement industry and protects consumers such as you from unnecessary fees and practices. We are an attorney supervised debt resolution program that has you the consumer becoming debt free as our main priority. We have a team of trained attorney’s that will give you the best results possible and our attorney’s take pride in being able to tailor fit a program to put you on the road to financial freedom. Once you are enrolled our attorney’s will go to work on your file helping you to become debt free; we settle debt between 40-60 cents on the dollar and have a superb track record with our clients. So please call today and receive a free consultation with a trained representative and we can show you how we can help settle your debt for a fraction of what you owe.  

[http://www.redeemeddebtsolutions.com/index.html Redeemed Debt Solutions, Inc] is a member of T.A.S.C. which governs the entire debt settlement industry and protects consumers such as you from unnecessary fees and practices. We are an attorney supervised debt resolution program that has you the consumer becoming debt free as our main priority. We have a team of trained attorney’s that will give you the best results possible and our attorney’s take pride in being able to tailor fit a program to put you on the road to financial freedom. Once you are enrolled our attorney’s will go to work on your file helping you to become debt free; we settle debt between 40-60 cents on the dollar and have a superb track record with our clients. So please call today and receive a free consultation with a trained representative and we can show you how we can help settle your debt for a fraction of what you owe.  

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[http://www.redeemeddebtsolutions.com VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

==FAQ==

==FAQ==

When deciding to enroll into a settlement program you need to find out what a company will do for you meaning that if your creditors try and sue you, what the company will do. Factors like this should determine what you should decide and who you should go with regarding debt settlement companies. One thing to also look at when deciding about a settlement company is if they are associated with T.A.S.C. this is The Association Of Settlement Companies. They are an organization which governs the settlement industry and protects consumers like yourselves from unnecessary fees that companies charge up front, so you need to ask the company and yourself, why would you sign up with someone who charges outrageous start up fees to join the program and if they are there to help you why are they charging you money upfront to help you become debt free. So with all that being said there are honest debt settlement companies out there and they are there to help the consumers. So as the consumer you just need to know that if you have had an encounter with a bad company please know that there are companies out there who can and is willing to help you become debt free and on the road to financial freedom.<br>

When deciding to enroll into a settlement program you need to find out what a company will do for you meaning that if your creditors try and sue you, what the company will do. Factors like this should determine what you should decide and who you should go with regarding debt settlement companies. One thing to also look at when deciding about a settlement company is if they are associated with T.A.S.C. this is The Association Of Settlement Companies. They are an organization which governs the settlement industry and protects consumers like yourselves from unnecessary fees that companies charge up front, so you need to ask the company and yourself, why would you sign up with someone who charges outrageous start up fees to join the program and if they are there to help you why are they charging you money upfront to help you become debt free. So with all that being said there are honest debt settlement companies out there and they are there to help the consumers. So as the consumer you just need to know that if you have had an encounter with a bad company please know that there are companies out there who can and is willing to help you become debt free and on the road to financial freedom.<br>

[http://www.redeemeddebtsolutions.com/debt-settlement-companies.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

===Debt settlement questions===

===Debt settlement questions===

#'''Where do you settle your debt?'''<br> Many companies outsource the settlement which in turn makes your fees that you pay the settlement company higher and can carry out the program even longer. If a company settles the debt in house than there will be little to no fees to pay.

#'''Where do you settle your debt?'''<br> Many companies outsource the settlement which in turn makes your fees that you pay the settlement company higher and can carry out the program even longer. If a company settles the debt in house than there will be little to no fees to pay.

#'''What are the fees involved?'''<br> If a company is unable to explain their fees to you or what they charge you this is not a good company to use. The main answer to your question that you receive is that the fees are fixed and not based on a floating amount. Also if there are administrative fees and you can not get a quote for the amount of debt you have this in not an honest company. <br>

#'''What are the fees involved?'''<br> If a company is unable to explain their fees to you or what they charge you this is not a good company to use. The main answer to your question that you receive is that the fees are fixed and not based on a floating amount. Also if there are administrative fees and you can not get a quote for the amount of debt you have this in not an honest company. <br>

[http://www.redeemeddebtsolutions.com/questions-about-debt-settlement.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

==Company testimonials==

==Company testimonials==

#"Thank you so much Jenifer for giving my family hope. You really took the time and helped me solve my needs. I had searched for many debt settlement companies and I was happy to find Redeemed Debt Solutions. I am writing you to express my gratitude towards you Jenifer and your company. I would have been so lost and would have gone with another company to realize that it was a bad decision. You gave me so much insight on the program that I was entering into that no other company would have been able to do. Not only were you able to help me but you were able to help my relatives and close family friends. I owe you my life, I like the fact that you took the time to explain the same questions that I had two or three times! Thanks Again!" <br>'''Rosalio P. - ''Yuba City, California'''''

#"Thank you so much Jenifer for giving my family hope. You really took the time and helped me solve my needs. I had searched for many debt settlement companies and I was happy to find Redeemed Debt Solutions. I am writing you to express my gratitude towards you Jenifer and your company. I would have been so lost and would have gone with another company to realize that it was a bad decision. You gave me so much insight on the program that I was entering into that no other company would have been able to do. Not only were you able to help me but you were able to help my relatives and close family friends. I owe you my life, I like the fact that you took the time to explain the same questions that I had two or three times! Thanks Again!" <br>'''Rosalio P. - ''Yuba City, California'''''

#"Stan I want to thank you and your company for helping me. I was embarrassed because I was in debt. My friends would come over and my phone would be ringing off the hook. So I switched to a cell phone and my life was shaken up. I was even being harassing at work. This left me with no where to turn. I was referred to you by a friend and that was the best phone call I could have ever made. After signing up with Redeemed Debt Solutions, your highly skilled attorneys did exactly what they said that they would do. They actually made me debt free in 36 months when my goal was 48 months. Stan, you were right! This was a better alternative to bankruptcy; I now see how many options I did have. My father always said, “Knowledge is cheap, ignorance is expensive.” Thanks you Redeemed for empowering me with the knowledge to grab a hold of my debt." <br>'''Justin C. - ''Chicago, Illinois''''' <br>

#"Stan I want to thank you and your company for helping me. I was embarrassed because I was in debt. My friends would come over and my phone would be ringing off the hook. So I switched to a cell phone and my life was shaken up. I was even being harassing at work. This left me with no where to turn. I was referred to you by a friend and that was the best phone call I could have ever made. After signing up with Redeemed Debt Solutions, your highly skilled attorneys did exactly what they said that they would do. They actually made me debt free in 36 months when my goal was 48 months. Stan, you were right! This was a better alternative to bankruptcy; I now see how many options I did have. My father always said, “Knowledge is cheap, ignorance is expensive.” Thanks you Redeemed for empowering me with the knowledge to grab a hold of my debt." <br>'''Justin C. - ''Chicago, Illinois''''' <br>

[http://www.redeemeddebtsolutions.com/debt-settlement-testimonials.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

==About us==

==About us==

For consumers who are struggling with excessive amounts of debt Redeemed Debt Solutions has brought an innovative approach when dealing with different creditors. Obama’s administration has put money aside for people like yourself to lower the principle balance on credit cards to bring the consumers back on track.<br>

For consumers who are struggling with excessive amounts of debt Redeemed Debt Solutions has brought an innovative approach when dealing with different creditors. Obama’s administration has put money aside for people like yourself to lower the principle balance on credit cards to bring the consumers back on track.<br>

[http://www.redeemeddebtsolutions.com/about-redeemed-debt-solutions.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

If you are current when you enroll into our program we recommend to consumers to start paying their monthly amount right away so that they can start to build up money faster and become debt free faster, we do not have a pre-payment penalty and encourage consumers to be as aggressive as they can be so that you can be debt free faster and not have your debt looming over your head. Once enough money has been saved into your trust account you will be contacted either through email, telephone, or mail asking for permission by our attorney’s to remove money from your account to settle on one of your debts, this process will continue until all of your debts have been settled and than you are debt free from those accounts you enrolled into the program. Even though debt settlement does harm your credit it is a great way to become debt free and avoid bankruptcy.<br>

If you are current when you enroll into our program we recommend to consumers to start paying their monthly amount right away so that they can start to build up money faster and become debt free faster, we do not have a pre-payment penalty and encourage consumers to be as aggressive as they can be so that you can be debt free faster and not have your debt looming over your head. Once enough money has been saved into your trust account you will be contacted either through email, telephone, or mail asking for permission by our attorney’s to remove money from your account to settle on one of your debts, this process will continue until all of your debts have been settled and than you are debt free from those accounts you enrolled into the program. Even though debt settlement does harm your credit it is a great way to become debt free and avoid bankruptcy.<br>

[http://www.redeemeddebtsolutions.com/how-rds-settles-debt.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

==Debt relief==

==Debt relief==

We offer a free consultation service where you can speak with a knowledgeable representative and can discuss what your possible options are and how our program can assist you. We are here to help and we do not judge. People are put in certain situations and we are here to help you get out of those situations and on your way to debt freedom. We can show you how we can tailor fit a program to your needs so that we can get you on your way to having a debt free life. So please call our toll free number or fill out the application today and talk to a representative about how our program may help you become debt free and on the road to financial freedom. <br>

We offer a free consultation service where you can speak with a knowledgeable representative and can discuss what your possible options are and how our program can assist you. We are here to help and we do not judge. People are put in certain situations and we are here to help you get out of those situations and on your way to debt freedom. We can show you how we can tailor fit a program to your needs so that we can get you on your way to having a debt free life. So please call our toll free number or fill out the application today and talk to a representative about how our program may help you become debt free and on the road to financial freedom. <br>

[http://www.redeemeddebtsolutions.com/how-rds-settles-debt.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

Even though after filing and it has been taken off your record some creditors can refuse you from getting credit or even a loan because you have filed bankruptcy. Also another item with bankruptcy is that you can only file once every 8 years, so the question then becomes why file bankruptcy when there can be other options available to you (debt settlement is an alternative form of bankruptcy) and if you do need to file make sure that it is the last resort that you have. In more cases than not debt settlement is going to be your best option and give you debt relief.<br>

Even though after filing and it has been taken off your record some creditors can refuse you from getting credit or even a loan because you have filed bankruptcy. Also another item with bankruptcy is that you can only file once every 8 years, so the question then becomes why file bankruptcy when there can be other options available to you (debt settlement is an alternative form of bankruptcy) and if you do need to file make sure that it is the last resort that you have. In more cases than not debt settlement is going to be your best option and give you debt relief.<br>

[http://www.redeemeddebtsolutions.com/bankruptcy.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

====Chapter 7====

====Chapter 7====

The most sought after form of bankruptcy is [http://www.redeemeddebtsolutions.com/types-of-bankruptcy.htm Chapter 7 Bankruptcy]. This is sometimes called a straight bankruptcy which is a liquidation proceeding. The person who wished to file would then transfer over all non-exempt property to the bankruptcy holder who would then in turn transfer that into cash for distribution to the different holders of the debt. The enrollee will receive a discharge of all their available dischargeable debt usually within several months. If you have assets while filing a Chapter 7 the judge will cease these assets to cover the debt. If there are no assets to render you then will be forgiven of all debt and then will move towards building credit. Even though you can start to build credit after filing Chapter 7 the cons of filing far out weigh the pros. You may be debt free and possibly have the opportunity of not owing on the debt then the cons are much more damaging and long lasting. This is the main reason why you should avoid bankruptcy. You can have your assets sold off to suffice the debt. Filing will always be on your record and people say that bankruptcy is a short term fix for a lifetime of accountability. <br>

The most sought after form of bankruptcy is [http://www.redeemeddebtsolutions.com/types-of-bankruptcy.htm Chapter 7 Bankruptcy]. This is sometimes called a straight bankruptcy which is a liquidation proceeding. The person who wished to file would then transfer over all non-exempt property to the bankruptcy holder who would then in turn transfer that into cash for distribution to the different holders of the debt. The enrollee will receive a discharge of all their available dischargeable debt usually within several months. If you have assets while filing a Chapter 7 the judge will cease these assets to cover the debt. If there are no assets to render you then will be forgiven of all debt and then will move towards building credit. Even though you can start to build credit after filing Chapter 7 the cons of filing far out weigh the pros. You may be debt free and possibly have the opportunity of not owing on the debt then the cons are much more damaging and long lasting. This is the main reason why you should avoid bankruptcy. You can have your assets sold off to suffice the debt. Filing will always be on your record and people say that bankruptcy is a short term fix for a lifetime of accountability. <br>

[http://www.redeemeddebtsolutions.com/types-of-bankruptcy.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

====Chapter 13====

====Chapter 13====

Out of the two types of bankruptcies [http://www.redeemeddebtsolutions.com/types-of-bankruptcy.htm Chapter 13] is the worst, not only will you still owe on the debt but the fact you filed will follow you the rest of your life. If you want to file Chapter 7 and the judge deems it necessary and sees that you can have the means to repay your debt he can enroll you into a chapter 13. With a Chapter 13 you will be placed on a repayment program to pay back your debt in full and can have your wages garnished if you are unable to make the payments. Not only will the fact of filing bankruptcy stay on your credit for 7-10 years and will follow you the rest of your life you will have to pay back the entire amount owed. This by far is the worst form of bankruptcy. More likely than not a lien will be placed upon your home and you can actually also end up losing your home to cover your debts. So in conclusion, if you have a debt relief option you should take it over filing bankruptcy as said before it should be your last option. Why not find out all your other possible options and then make a decision that would be the best for your family so you can become debt free and on the road to financial freedom.<br>

Out of the two types of bankruptcies [http://www.redeemeddebtsolutions.com/types-of-bankruptcy.htm Chapter 13] is the worst, not only will you still owe on the debt but the fact you filed will follow you the rest of your life. If you want to file Chapter 7 and the judge deems it necessary and sees that you can have the means to repay your debt he can enroll you into a chapter 13. With a Chapter 13 you will be placed on a repayment program to pay back your debt in full and can have your wages garnished if you are unable to make the payments. Not only will the fact of filing bankruptcy stay on your credit for 7-10 years and will follow you the rest of your life you will have to pay back the entire amount owed. This by far is the worst form of bankruptcy. More likely than not a lien will be placed upon your home and you can actually also end up losing your home to cover your debts. So in conclusion, if you have a debt relief option you should take it over filing bankruptcy as said before it should be your last option. Why not find out all your other possible options and then make a decision that would be the best for your family so you can become debt free and on the road to financial freedom.<br>

[http://www.redeemeddebtsolutions.com/types-of-bankruptcy.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

===Debt consolidation===

===Debt consolidation===

Just like with bankruptcy if you enroll into a debt consolidation program you will be required to pay off your entire debt in full. In enrolling into this type of program you can try to have your interest rates reduced along with trying to get a lower amount so that you may try and get debt relief and a manageable monthly payment. Most people do not fully understand exactly how a debt consolidation program works. For some people this is the best option, while others see debt consolidation as just delaying the inevitable and would like to become debt free faster and to not owe on the total amount. Just like debt settlement there are both pros and cons to debt consolidation. With consolidation you will have to make a payment each month towards paying off the loan that you need to take out and pay off your debt, if you are unable to pay for that amount each month you can have your wages garnished. Debt consolidation will take you longer to pay off your debts rather than a debt settlement program but your credit will not be affected. With debt consolidation it will take you a longer time to pay your debt as you are going to be paying the full amount of your debt over a longer period of time while trying to reduce the interest rate to a manageable amount. While enrolled into a debt consolidation program you may be tempted to use your cards which can lead you further into a debt problem and may even lead you to having to file bankruptcy. Also you need to realize that when you are taking out a consolidation loan you need to know that you are relying on someone else to pay your monthly bills. Most people have a problem with this and they should, why should you rely on someone else to make your payments and they can make your situation worse by not paying the money you gave them. If you are unable to make your monthly consolidation loan payment besides having your wages garnished you can also have a lien placed against your home and you could possible end up losing your home. So in short most people would like debt relief and would like to pay a lesser than amount owed on their cards and become debt free in as little as 15-48 months instead of 5-8 years.<br>

Just like with bankruptcy if you enroll into a debt consolidation program you will be required to pay off your entire debt in full. In enrolling into this type of program you can try to have your interest rates reduced along with trying to get a lower amount so that you may try and get debt relief and a manageable monthly payment. Most people do not fully understand exactly how a debt consolidation program works. For some people this is the best option, while others see debt consolidation as just delaying the inevitable and would like to become debt free faster and to not owe on the total amount. Just like debt settlement there are both pros and cons to debt consolidation. With consolidation you will have to make a payment each month towards paying off the loan that you need to take out and pay off your debt, if you are unable to pay for that amount each month you can have your wages garnished. Debt consolidation will take you longer to pay off your debts rather than a debt settlement program but your credit will not be affected. With debt consolidation it will take you a longer time to pay your debt as you are going to be paying the full amount of your debt over a longer period of time while trying to reduce the interest rate to a manageable amount. While enrolled into a debt consolidation program you may be tempted to use your cards which can lead you further into a debt problem and may even lead you to having to file bankruptcy. Also you need to realize that when you are taking out a consolidation loan you need to know that you are relying on someone else to pay your monthly bills. Most people have a problem with this and they should, why should you rely on someone else to make your payments and they can make your situation worse by not paying the money you gave them. If you are unable to make your monthly consolidation loan payment besides having your wages garnished you can also have a lien placed against your home and you could possible end up losing your home. So in short most people would like debt relief and would like to pay a lesser than amount owed on their cards and become debt free in as little as 15-48 months instead of 5-8 years.<br>

[http://www.redeemeddebtsolutions.com/debt-consolidation-services.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

===Debt management===

===Debt management===

#Make sure that when you sign up that all of your personal information is kept private and that you have a written privacy policy stating this fact.

#Make sure that when you sign up that all of your personal information is kept private and that you have a written privacy policy stating this fact.

#View the fees that are charged with debt management. Some companies charge enrollment, application and consultation fees. Make sure that you are not paying unnecessary fees.<br>

#View the fees that are charged with debt management. Some companies charge enrollment, application and consultation fees. Make sure that you are not paying unnecessary fees.<br>

[http://www.redeemeddebtsolutions.com/debt-management-service.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

==Debt resolution==

==Debt resolution==

Redeemed Debt Solutions, INC. is a member of T.A.S.C. which governs the entire debt settlement industry and protects consumers such as you from unnecessary fees and practices. We are an attorney supervised debt resolution program that has you the consumer becoming debt free as our main priority. We have a team of trained attorney’s that will give you the best results possible and our attorney’s take pride in being able to tailor fit a program to put you on the road to financial freedom. Once you are enrolled our attorney’s will go to work on your file helping you become debt free; we settle debt between 40-60 cents on the dollar and have a superb track record with our clients. So please call today and receive a free consultation with a trained representative and we can show you how we can help settle your debt for a fraction of what you owe.<br>

Redeemed Debt Solutions, INC. is a member of T.A.S.C. which governs the entire debt settlement industry and protects consumers such as you from unnecessary fees and practices. We are an attorney supervised debt resolution program that has you the consumer becoming debt free as our main priority. We have a team of trained attorney’s that will give you the best results possible and our attorney’s take pride in being able to tailor fit a program to put you on the road to financial freedom. Once you are enrolled our attorney’s will go to work on your file helping you become debt free; we settle debt between 40-60 cents on the dollar and have a superb track record with our clients. So please call today and receive a free consultation with a trained representative and we can show you how we can help settle your debt for a fraction of what you owe.<br>

[http://www.redeemeddebtsolutions.com/debt-solutions.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/index.html VISIT OUR SITE!]

[[User:Redeemed Debt Solutions, Inc.|Redeemed Debt Solutions, Inc.]] 16:22, 15 January 2010 (PST)

[[User:Redeemed Debt Solutions, Inc.|Redeemed Debt Solutions, Inc.]] 21:42, 15 January 2010 (PST)

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