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===Debt settlement companies===

===Debt settlement companies===

While debt settlement does work, consumers need to understand that there are two types of companies that you can choose from regarding debt settlement. There are the debt settlement companies that just want the sale and treat the consumer as just another number without any regard to the consumer or their want to be debt free and move on with life. While on the other hand there are companies out there that in fact do care about you the consumer and would love to help you get to the point in your life where you don’t have to worry about debt like before and also let you know that there are people to help and that this does happen and no one is here to judge. There are the companies that are just looking to get a sale and won’t tell you about the possible actions that your creditors can take against you as a result of a settlement program. A few of those things are that your credit will be affected during the process because you need to be in litigation to have your accounts settled on for a less than amount owed. The other is your creditors can have the right to come after you for the full amount of money that you owe less the amount that you have saved. While this can happen it depends on how good of a company that you sign up with and what they will do for you.

While debt settlement does work, consumers need to understand that there are two types of companies that you can choose from regarding debt settlement. There are the debt settlement companies that just want the sale and treat the consumer as just another number without any regard to the consumer or their want to be debt free and move on with life. While on the other hand there are companies out there that in fact do care about you the consumer and would love to help you get to the point in your life where you do not have to worry about debt like before and also let you know that there are people to help and that this does happen and no one is here to judge. There are the companies that are just looking to get a sale and will not tell you about the possible actions that your creditors can take against you as a result of a settlement program. A few of those things are that your credit will be affected during the process because you need to be in litigation to have your accounts settled on for a less than amount owed. The other is your creditors can have the right to come after you for the full amount of money that you owe less the amount that you have saved. While this can happen it depends on how good of a company that you sign up with and what they will do for you.

When deciding to enroll into a settlement program you need to find out what a company will do for you meaning that if your creditors try and sue you, what the company will do. Factors like this should determine what you should decide and who you should go with regarding debt settlement companies. One thing to also look at when deciding about a settlement company is if they are associated with T.A.S.C. this is The Association Of Settlement Companies. They are an organization which governs the settlement industry and protects consumers like yourselves from unnecessary fees that companies charge up front, so you need to ask the company and yourself, why would you sign up with someone who charges outrageous start up fees to join the program and if they are there to help you why are they charging you money upfront to help you become debt free. So with all that being said there are honest debt settlement companies out there and they are there to help the consumers. So as the consumer you just need to know that if you have had an encounter with a bad company please know that there are companies out there who can and is willing to help you become debt free and on the road to financial freedom.<br>

When deciding to enroll into a settlement program you need to find out what a company will do for you meaning that if your creditors try and sue you, what the company will do. Factors like this should determine what you should decide and who you should go with regarding debt settlement companies. One thing to also look at when deciding about a settlement company is if they are associated with T.A.S.C. this is The Association Of Settlement Companies. They are an organization which governs the settlement industry and protects consumers like yourselves from unnecessary fees that companies charge up front, so you need to ask the company and yourself, why would you sign up with someone who charges outrageous start up fees to join the program and if they are there to help you why are they charging you money upfront to help you become debt free. So with all that being said there are honest debt settlement companies out there and they are there to help the consumers. So as the consumer you just need to know that if you have had an encounter with a bad company please know that there are companies out there who can and is willing to help you become debt free and on the road to financial freedom.<br>

Many people are misled by [http://www.redeemeddebtsolutions.com/debt-settlement-companies.htm debt settlement companies] in these times and it is sad, most of the companies out there are taking advantage of the situation that people are in and exploiting them just so that they can get ahead and make money off of them. There are companies that exist where they actually do want to help the consumer and give them an answer to all of their debt questions and really want to help the consumer get out of debt and get on with their life. There are a lot of settlement companies out there but how do you know which one is the best to choose and to become their client. Before choosing who you should go with there are several settlement questions that you should ask potential settlement companies before giving them your business. Below are some settlement questions that you should ask debt settlement companies to know that you are going to be taken care of and to see if they are here for to help you.

Many people are misled by [http://www.redeemeddebtsolutions.com/debt-settlement-companies.htm debt settlement companies] in these times and it is sad, most of the companies out there are taking advantage of the situation that people are in and exploiting them just so that they can get ahead and make money off of them. There are companies that exist where they actually do want to help the consumer and give them an answer to all of their debt questions and really want to help the consumer get out of debt and get on with their life. There are a lot of settlement companies out there but how do you know which one is the best to choose and to become their client. Before choosing who you should go with there are several settlement questions that you should ask potential settlement companies before giving them your business. Below are some settlement questions that you should ask debt settlement companies to know that you are going to be taken care of and to see if they are here for to help you.

#'''Do You Offer A Money Back Guarantee?'''<br> ''If you are not offered one for at least 30 days do not use this company.''

#'''Do you offer a money back guarantee?'''<br> ''If you are not offered one for at least 30 days do not use this company.''

#'''Will You Stop The Calls From My Creditors?'''<br> ''If you are told that they will be stopped completely this is not an honest company, the truth of the matter is that the calls will be slowed and a few may trickle through.''

#'''Will you stop the calls from my creditors?'''<br> ''If you are told that they will be stopped completely this is not an honest company, the truth of the matter is that the calls will be slowed and a few may trickle through.''

#'''Will You Be The One Making The Monthly Payments To My Creditors?'''<br> ''If a company says that they will be paying your creditors and to give the money directly to them do not use this company, why would you pay someone else to do something that you can do on your own.''

#'''Will you be the one making the monthly payments to my creditors?'''<br> ''If a company says that they will be paying your creditors and to give the money directly to them do not use this company, why would you pay someone else to do something that you can do on your own.''

#'''Will This Have A Negative Impact On My Credit Score?'''<br> ''The answer is yes, if you are told otherwise you are being lied to and do not use this company.''

#'''Will this have a negative impact on my credit score?'''<br> ''The answer is yes, if you are told otherwise you are being lied to and do not use this company.''

#'''Are You Associated With Anyone And If So Who?'''<br> ''If the company is not associated with anyone this should be an immediate red flag, good debt settlement companies are associated with T.A.S.C. T.A.S.C. is the biggest trade association that governs that debt settlement industry. To become a member of T.A.S.C. the company needs to be scrutinized and comply with their standards. T.A.S.C. governs the debt settlement industry and protects consumers from unnecessary fees, if the company is not governed by them this is not a reputable company; they also apply and govern the next two questions that you should ask.''

#'''Are you associated with anyone and if so who?'''<br> ''If the company is not associated with anyone this should be an immediate red flag, good debt settlement companies are associated with T.A.S.C. T.A.S.C. is the biggest trade association that governs that debt settlement industry. To become a member of T.A.S.C. the company needs to be scrutinized and comply with their standards. T.A.S.C. governs the debt settlement industry and protects consumers from unnecessary fees, if the company is not governed by them this is not a reputable company; they also apply and govern the next two questions that you should ask.''

#'''When Should I Expect My First Settlement To Go Through?'''<br> ''The answer on this varies, it all depends on the amount of debt that is enrolled into the program and how good the settlement company is at settling debt, you should expect to see your first settlement in the first 12 months. Many companies take the first 3-6 months of your payment and pocket that money for their payment of enrolling you into their system. This means that your first settlement would not go through for at least 15-18 months. This is a red flag and is not an honest company.''

#'''When should I expect my first settlement to go through?'''<br> ''The answer on this varies, it all depends on the amount of debt that is enrolled into the program and how good the settlement company is at settling debt, you should expect to see your first settlement in the first 12 months. Many companies take the first 3-6 months of your payment and pocket that money for their payment of enrolling you into their system. This means that your first settlement would not go through for at least 15-18 months. This is a red flag and is not an honest company.''

#'''How Long Will I Be Enrolled Into The Program And How Much Will The Total Cost Be?'''<br> ''If you are given an exact amount and date that you will be done with the program that is a lie, debt settlement is not an exact equation or science, companies who tell you otherwise are feeding you lies, there are companies out there that do give you time frames and they can be based on worse case scenarios and in actuality you can be out of the program cheaper and faster if you are told by someone otherwise this should be a caution, also genuine programs should run you no longer than 48 months.''

#'''How long will I be enrolled into the program and how much will the total cost be?'''<br> ''If you are given an exact amount and date that you will be done with the program that is a lie, debt settlement is not an exact equation or science, companies who tell you otherwise are feeding you lies, there are companies out there that do give you time frames and they can be based on worse case scenarios and in actuality you can be out of the program cheaper and faster if you are told by someone otherwise this should be a caution, also genuine programs should run you no longer than 48 months.''

#'''Can I Be Taxed On My Savings?'''<br> ''The answer is yes, the creditors reserve the right to come after you for this money and you may be held responsible for the amount of money saved, if you are told otherwise this is a lie and you should not use that company, reputable companies will not only settle on your debt, but if you are sued the company should fight for you to get that removed.''

#'''Can I be taxed on my savings?'''<br> ''The answer is yes, the creditors reserve the right to come after you for this money and you may be held responsible for the amount of money saved, if you are told otherwise this is a lie and you should not use that company, reputable companies will not only settle on your debt, but if you are sued the company should fight for you to get that removed.''

#'''Where Does My Monthly Payment Go?'''<br> ''If you are told that you are to pay the amount directly to the settlement company this is a major red flag; your monthly payment should be placed in a FDIC insured trust account that only you have access to, if a company asks you to pay them directly do not use this company.''

#'''Where does my monthly payment go?'''<br> ''If you are told that you are to pay the amount directly to the settlement company this is a major red flag; your monthly payment should be placed in a FDIC insured trust account that only you have access to, if a company asks you to pay them directly do not use this company.''

#'''Where Do You Settle Your Debt?'''<br> ''Many companies outsource the settlement which in turn makes your fees that you pay the settlement company higher and can carry out the program even longer. If a company settles the debt in house than there will be little to no fees to pay.''

#'''Where do you settle your debt?'''<br> ''Many companies outsource the settlement which in turn makes your fees that you pay the settlement company higher and can carry out the program even longer. If a company settles the debt in house than there will be little to no fees to pay.''

#'''What Are The Fees Involved?'''<br> ''If a company is unable to explain their fees to you or what they charge you this is not a good company to use. The main answer to your question that you receive is that the fees are fixed and not based on a floating amount. Also if there are administrative fees and you can not get a quote for the amount of debt you have this in not an honest company. <br>

#'''What are the fees involved?'''<br> ''If a company is unable to explain their fees to you or what they charge you this is not a good company to use. The main answer to your question that you receive is that the fees are fixed and not based on a floating amount. Also if there are administrative fees and you can not get a quote for the amount of debt you have this in not an honest company. <br>

[http://www.redeemeddebtsolutions.com/questions-about-debt-settlement.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/questions-about-debt-settlement.htm VISIT OUR SITE!]

===Debt settlement services===

===Debt settlement services===

Redeemed Debt Solutions, INC. offers an attorney supervised debt resolution program to help consumers become debt free and on the road to financial freedom. Debt Settlement is an excellent alternative to bankruptcy. We have a team of trained representatives to answer any questions that you may have about our debt settlement program. We are backed by T.A.S.C. which governs the debt settlement industry and protects you from unnecessary fees. Unlike other companies our main focus is to help consumers become debt free and to rid them of all the debt that they enroll into our program, we can tailor fit our debt settlement programs for our consumers so that we may help you become debt free. Our trained attorney’s will fight for you and get you the best savings that are possible and settle your debt for as little as 40-60 cents on the dollar and have you out of the program as quick as they can. Many people have used and completed our program and everyone has the same general feeling they are appreciative, please view our debt testimonial page and know we are here to help you.  We offer a debt settlement program, which is an easy way to get out of debt and even be able to eliminate debt and avoid bankruptcy.

Redeemed Debt Solutions, INC. offers an attorney supervised debt resolution program to help consumers become debt free and on the road to financial freedom. Debt Settlement is an excellent alternative to bankruptcy. We have a team of trained representatives to answer any questions that you may have about our debt settlement program. We are backed by T.A.S.C. which governs the debt settlement industry and protects you from unnecessary fees. Unlike other companies our main focus is to help consumers become debt free and to rid them of all the debt that they enroll into our program, we can tailor fit our debt settlement programs for our consumers so that we may help you become debt free. Our trained attorney’s will fight for you and get you the best savings that are possible and settle your debt for as little as 40-60 cents on the dollar and have you out of the program as quick as they can. Many people have used and completed our program and everyone has the same general feeling they are appreciative, please view our debt [http://www.redeemeddebtsolutions.com/testimonials.html testimonial page] and know we are here to help you.  We offer a debt settlement program, which is an easy way to get out of debt and even be able to eliminate debt and avoid bankruptcy.

We offer a free consultation service where you can speak with a knowledgeable representative and can discuss what your possible options are and how our program can assist you. We are here to help and we do not judge. People are put in certain situations and we are here to help you get out of those situations and on your way to debt freedom. We can show you how we can tailor fit a program to your needs so that we can get you on your way to having a debt free life. So please call our toll free number or fill out the application today and talk to a representative about how our program may help you become debt free and on the road to financial freedom. <br>

We offer a free consultation service where you can speak with a knowledgeable representative and can discuss what your possible options are and how our program can assist you. We are here to help and we do not judge. People are put in certain situations and we are here to help you get out of those situations and on your way to debt freedom. We can show you how we can tailor fit a program to your needs so that we can get you on your way to having a debt free life. So please call our toll free number or fill out the application today and talk to a representative about how our program may help you become debt free and on the road to financial freedom. <br>

We offer a free consultation regarding debt settlement and help consumers dealing with credit card debt and all unsecured debt that you may have. So please call today and take the full advantage of our free consultation service and speak with a representative today and grab a hold of your financial future. We can help people in all debt situations become debt free and on the road to financial freedom.

We offer a free consultation regarding debt settlement and help consumers dealing with credit card debt and all unsecured debt that you may have. So please call today and take the full advantage of our free consultation service and speak with a representative today and grab a hold of your financial future. We can help people in all debt situations become debt free and on the road to financial freedom.

#'''Debt Settlement:''' <br>''Debt settlement is a way for consumers to become debt free in as little as 15-48 months instead of 10-15 years. You can settle for a less of an amount owed and be on the road to financial freedom.''

#'''Debt settlement:''' <br>''Debt settlement is a way for consumers to become debt free in as little as 15-48 months instead of 10-15 years. You can settle for a less of an amount owed and be on the road to financial freedom.''

#'''Debt Consolidation:''' <br>''Debt consolidation is combining all of your debt into one amount and trying to get a lower interest rate and paying each month towards your creditors. You will still be responsible for paying your total amount but your credit will not be affected.''

#'''Debt Ccsolidation:''' <br>''Debt consolidation is combining all of your debt into one amount and trying to get a lower interest rate and paying each month towards your creditors. You will still be responsible for paying your total amount but your credit will not be affected.''

#'''Bankruptcy:''' <br>''This should be your last resort, not many people fully understand the repercussions of filing bankruptcy whether it is Chapter 7 or Chapter 13.''

#'''Bankruptcy:''' <br>''This should be your last resort, not many people fully understand the repercussions of filing bankruptcy whether it is Chapter 7 or Chapter 13.''

#'''Debt Management:''' <br>''Trying to reduce your monthly interest rates and having your monthly bill paid by a third party and work out a repayment plan with your creditors.''

#'''Debt management:''' <br>''Trying to reduce your monthly interest rates and having your monthly bill paid by a third party and work out a repayment plan with your creditors.''

#'''Credit Repair:''' <br>''Being able to raise your credit score 50-100 points in the first 3 months of entering the program, having bad credit taken off your report.''

#'''Credit repair:''' <br>''Being able to raise your credit score 50-100 points in the first 3 months of entering the program, having bad credit taken off your report.''

We offer a free consultation service where our program is explained to the consumer and you are shown how debt settlement can be beneficial to you. You can either call the toll free number for a free consultation or you can fill out the application form and a knowledgeable representative will be calling you to discuss how we can assist you with your debt relief questions and get you on the road to financial freedom.

We offer a free consultation service where our program is explained to the consumer and you are shown how debt settlement can be beneficial to you. You can either call the toll free number for a free consultation or you can fill out the application form and a knowledgeable representative will be calling you to discuss how we can assist you with your debt relief questions and get you on the road to financial freedom.

Redeemed Debt Solutions, INC. is a member of T.A.S.C. which governs the entire debt settlement industry and protects consumers such as you from unnecessary fees and practices. We are an attorney supervised debt resolution program that has you the consumer becoming debt free as our main priority. We have a team of trained attorney’s that will give you the best results possible and our attorney’s take pride in being able to tailor fit a program to put you on the road to financial freedom. Once you are enrolled our attorney’s will go to work on your file helping you become debt free; we settle debt between 40-60 cents on the dollar and have a superb track record with our clients. So please call today and receive a free consultation with a trained representative and we can show you how we can help settle your debt for a fraction of what you owe.<br>

Redeemed Debt Solutions, INC. is a member of T.A.S.C. which governs the entire debt settlement industry and protects consumers such as you from unnecessary fees and practices. We are an attorney supervised debt resolution program that has you the consumer becoming debt free as our main priority. We have a team of trained attorney’s that will give you the best results possible and our attorney’s take pride in being able to tailor fit a program to put you on the road to financial freedom. Once you are enrolled our attorney’s will go to work on your file helping you become debt free; we settle debt between 40-60 cents on the dollar and have a superb track record with our clients. So please call today and receive a free consultation with a trained representative and we can show you how we can help settle your debt for a fraction of what you owe.<br>

[http://www.redeemeddebtsolutions.com/debt-solutions.htm VISIT OUR SITE!]

[http://www.redeemeddebtsolutions.com/debt-solutions.htm VISIT OUR SITE!]

[[User:Redeemed Debt Solutions, Inc.|Redeemed Debt Solutions, Inc.]] 14:33, 9 January 2010 (PST)

[[User:Redeemed Debt Solutions, Inc.|Redeemed Debt Solutions, Inc.]]  

 

[[User:Redeemed Debt Solutions, Inc.|Redeemed Debt Solutions, Inc.]] 15:42, 15 January 2010 (PST)

 

 

 

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