People need to understand that State and Federal Treasuries are not personal savings banks. Your tax dollars are not deposits you make to the Treasury so you can draw them out again when you need to patch a pothole on your street, or pay for the kinds of plays that public schools in my millennium were legally obligated to provide for free.
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Unless governments use tax dollars to “Promote The General Welfare” well in advance of each individual's need, there is no public street anywhere to patch any potholes in, and there is no public school anywhere to pay for any plays in.