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==How Your Rates are Determined==
 
==How Your Rates are Determined==
The current system of insurance creates groupings of vehicles and drivers ([[keyword:actuarial classes|actuarial classes]]) based on the following types of classifications.
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The current system of insurance creates groupings of vehicles and drivers ([[keyword:=actuarial classes|actuarial classes]]) based on the following types of classifications.
    
===Three Main Considerations===
 
===Three Main Considerations===
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