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Credit Counseling is not the same as debt consolidation. It's about financial education, making informed decisions and paving the way for your future. It's not just about managing your money responsibly; it’s about reducing financial strain and increasing your quality of life.  Read the following articles to learn more about Credit Counseling and how it can help you achieve financial freedom.
 
Credit Counseling is not the same as debt consolidation. It's about financial education, making informed decisions and paving the way for your future. It's not just about managing your money responsibly; it’s about reducing financial strain and increasing your quality of life.  Read the following articles to learn more about Credit Counseling and how it can help you achieve financial freedom.
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*[http://www.incharge.org/Credit_Counseling/Counseling/HowToChooseAgency.aspx?bhcp=1 Choosing a Credit Counseling Service]
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*[http://www.incharge.org/our-services/budget-credit-counseling/how-to-choose-agency Choosing a Credit Counseling Service]
*[http://www.incharge.org/Credit_Counseling/Counseling/WhatSessionLike.aspx?bhcp=1 What Your Credit Counseling Session Will Be Like]
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*[http://www.incharge.org/our-services/budget-credit-counseling/what-is-session-like What Your Credit Counseling Session Will Be Like]
*[http://www.incharge.org/Credit_Counseling/Counseling/LifeOnDMP.aspx Debt Management Programs]
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*[http://www.incharge.org/our-services/budget-credit-counseling/life-on-dmp Debt Management Programs]
    
==Free Debt Help Resources==
 
==Free Debt Help Resources==