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[[year-end]]: relating to the end of a financial or fiscal (tax) year.
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[[qualification payment]]: an additional payment sometimes made to employees of New Zealand companies, who have gained an academic qualification relevant to their jobs.
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[[yield]]: a percentage of the amount invested that is the annual income from an investment
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[[qualified lead]]: a sales prospect whose potential value has been carefully evaluated through research
 
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[[zero-balance account]]: a bank account that does not hold funds continuously, but has money automatically transferred into it from another account when claims arise against it 
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[[zero-fund]]: to assign no money to a business project without actually canceling it